Frequently asked questions.

*Purchase prices apply to phase 1. Future phases are not yet available.

TPP has secured substantial grant funds to make these homes affordable. The sales price of the homes at Breath of Life Medford does NOT reflect the property’s true market value, or its construction cost. Depending on many factors, TPP sales prices are typically between 65%–80% of the appraised value of the land and house together.

• The home buyer must be a first-time buyer (not owned a home in the last three years)
• The home buyer must be income-qualified at the time of purchase
• The home buyer must live in the home as their primary residence
• If the homeowner decides to sell their home in the future, they must agree to ensure the home remains affordable to low and moderate-income home buyers (Equity Share Model)

Any person or family under the Maximum Household Income below.

Breath of Life’s policy prioritizes qualified survivors of the 2020 Almeda Wildfire, families that have experienced trauma, and families living with disability.

Once homes become available in each phase, TPP will release the homes first to the waiting list.

Total household income, regardless of who is on the mortgage, must be at or below 80% of the area median income adjusted for household size only at the time of purchase.

The area median income is the midpoint amount where half of Jackson County households earn more and half of households earn less.

Current maximum household income limits for Breath of Life Medford are listed below:

Interested homebuyers can fill out a request for information form on this site to be added to the interest list.

To make a reservation contact info@breathoflifecommunity.com or the Listing Agent Kari Miller at karimiller@windermere.com or (541) 941-0033.

Breath of Life Medford is a multi-phase development. The first phase was released for reservation in March 2025 with completion estimated for December 2025. TPP anticipates all future phases will be released in 2025 and all will be completed by fall 2026.

When buying a home in a Community Land Trust (CLT) like Breath of Life Medford, homebuyers must qualify for a fixed rate mortgage of 30 years from a pre-approved Lender or the OHCS Flex Lending Programs. To ensure a smooth purchasing process for the home buyer, Turning Point Program requires buyers work with a preferred lender (see the approved lenders).

• Buyers are not able to use most conventional, Freddie Mac, FHA & VA loans.
• The new OHCS FirstHome Program offers 100% financing and forgivable Down Payment Assistance (DPA). This is typically the best loan program to ask about.

Breath of Life homeowners will not pay property taxes on the land, only the house itself. This significantly lowers your property taxes, and still provides a tax depreciation to write-off.

Breath of Life Medford homeowners pay a monthly fee of $300 per month. The monthly fee includes $50 for the land lease and $250 for the utilities & maintenance, which includes all utilities (power, water, sewer, storm, fiber internet), exterior maintenance & reserves.

• Land lease is adjusted annually to match inflation but by no more than 3%.
• All rules and fees typically associated with a homeowner’s association (HOA) are included in the ground lease.
• The community rules are intended to ensure that all homeowners can enjoy their home peacefully and keep the community looking nice. A copy of the Covenants Restrictions and Regulations (CC&Rs) is available to be reviewed.

This model makes it easy to track bills and keeps them stable for peace of mind.

All utilities: Power ($100 average allowance per month), high speed fiber internet, water, sewer, storm, garbage. Power is modeled to be “net-zero” per household. Overall usage will be reconciled annually, and if a unit has overage, it will be assessed once per year as of June 1st.

Maintenance of items in the common spaces: The streets, sidewalks, parking areas, common park areas, benches, entry gates, entry signs, street lighting, streetscape landscaping, landscape irrigation in front of the homes and the cost of power usage for all community & street lighting.

All exterior building material replacement: Roofing, siding, and patios per the reserve budget. Routine general maintenance is the responsibility of the homeowner. Damages beyond normal wear can be assessed to the homeowner.

Each homeowner is responsible for: Maintenance of the interiors and all other maintenance and repairs of their own home.

Refer to the Master Ground Lease for detailed information.

All Breath of Life buyers are required to be represented by their own Buyer’s Agent. There are also bilingual and multi-cultural brokers that are familiar with Breath of Life.

To learn more about available homes and submit interest, contact info@breathoflifecommunity.com.